The FinanSeer® Advantage
The Enterprise Solution for Fintech and Banking Operations
FinanSeer® is enterprise solution for fintechFintech is a term used to describe financial technology. This often refers to the innovative use of technology to provide consumers and businesses with financial services. This can include banking,… More and banking that monitors transactions globally. This AI SaaS solution helps clean, homogenize, and automate data workflows while increasing operational efficiencies across finance, complianceCompliance is used to refer to the adherence to laws, regulations and industry standards within a specific business or financial context. Compliance can involve implementing policies and procedures to ensure… More, fraudFraud is defined as a deliberate and deceptive act carried out with the intent to gain an unfair or unlawful advantage. Fraud is mostly associated with deceit, misrepresentation or concealment… More and risk, customer support, and marketing.
Connect
Silos
Drive
Insights
Operate
Efficiently
Account Lifecycle
Click on any of the financial and banking terms in the account lifecycle to learn more.
ACH Processing for banking and
payments, ensures ACH payments
occur smoothly and easily.
Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.
Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.
automate the splitting of ACH reporting
Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.
Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.
Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.
Perform accurate accounting of network
settlement broken down by bins, sub-bin.
Network settlement allows users to segment
the settlement amount into debits,
credits, fees and revenue.
Negative balances on ledgers often mean
either force postings, delayed ledger entries
or clawbacks. In either case, it is important
to identify the reason for such negative
balances and write them off periodically.
When transactions hit the ledger from various
sources, (specifically BaaS/Sponsored products),
it is imperative to audit the ledger by
performing a 1:1 transaction matching of
all transactions across all channels.
Transaction Matching identifies duplicate
postings, incorrect posting and missed
postings to the customer accounts.
billing module, revenue
calculation engine calculates the
revenue generated off of each
partner/program.
Perform automated one-time historical
reconciliation to identify missed revenue
and incorrect posting entries on the ledger.
require partner banks to report their
quarterly activity across multiple BINs
and BIN types accurately. It is a time
consuming and often manual task to perform.
ReconSeer automates the quarterly reporting
by providing standard reports that are
generated in the system periodically.
Stop billing your clients/partners manually,
with our automated billing and invoicing
system, ReconSeer automates your billing
and invoicing process with complex billing
configurations requiring little to no manual work.
Map transaction codes across multiple
partners to different GL accounts to
post automated debit and credit entries.
ReconSeer provides automated ways of
moving money across accounts both
internally and externally across banking
providers reducing manual tasks and errors.
Call reports can take hours and days each
quarter requiring manual compilation of
information. Generate reports automatically
every quarter so you don’t have to manually
do it yourself.
Instantly screen customers against
local and national criminal database.
Remove, Document Scanning, ID
Validation, Liveness Detection etc and
combine into one. Detect and Classify
tens of thousands of government documents
across 150+ countries with high accuracy
and almost no manual intervention. Full
RFID/Chip support with selfie and
active/passive liveness. Generate highly
accurate matches with AI driven facial
recognition technology.
Combine Global Watchlists and Sanctions
together along with MSBs, MRBs, Private
ATMs and 311 special measures screening.
Scan individuals, businesses and UBOs across
thousands of that are dynamically updated
daily. Avoid duplicates and repeat matches
with our AI driven name matching
technology and adjudication process.
Scan against tens of thousands of media
sources to look for predicate crimes and
terrorism financing and identify
underlying risks in your customers.
IdentitySeer has a Comprehensive database
of global political leaders their relatives and
business affiliations providing a 3 level PEP
match detecting direct and indirect exposure.
US based questionnaire, challenge
questions for users to verify identity of
end users by providing specific questions
that only the user would know
Identify risk associated with email
addresses by checking against
high-risk domains, length of the email
and online behavior associated with
the email and its identity.
Identify prepaid, voice over IP and
spoofed numbers. Confirm the existence
of the numbers by checking against
telcos for name and connectivity.
Prevent account take overs by detecting
logins via new devices. Search through a
database of billions of devices to identify
if the device belongs to the specified user
and if the device has been a part of any
fraudulent events.
Perform CIP and KYC checks globally on
customers and businesses with full support
for Ultimate Beneficial Owners (UBO’s).
Ability to risk rate through a customer
due diligence and enhanced due diligence
process using sophisticated models for risk
calculation and further enable for
additional checks base on risk appetite.
Verify customers against a national
sex offender database.
Send SMS, WhatsApp and email
messages through the system to
end users for identity verification in
conjunction with other ID products.
Customer Profile of users/businesses in
one place connecting demographics, phone
numbers, emails, addresses, and
transactions via linking algorithms.
Understand why customers leave and stop
doing business via prebuilt churn models.
Predict churn before it happens via signals
and webhooks that allow customer
interaction and influence behavior.
Create segments of customers based on
spend and transaction behavior. See
similar customers and target them for
differently for marketing.
100+ built in dashboard and ability to create
custom real time dashboards, allow users to
see customer behavior across channels.
Ability to add notes and annotations
to customers account for customer
service use cases.
In Line Fraud capability at the point of
sale. Prevent fraud across ACH, Wire, RTP,
FedNow and Card networks in real-time using
our ultra-fast and extremely accurate fraud models.
Monitor Checking, Savings, IRA, Money Markets,
Loans/Credit Lines, Fintechs, Credit Cards
using comprehensive rule sets and behavior
based algorithms in Realtime. Independently
validated algorithms for structuring, mule activity,
check and ach fraud, drug trafficking, human
trafficking, identity theft are built in!
Investigate Alerts using built in case
management. Pre integration into IdentitySeer
allows the user to have all information
in a single location avoiding the need to
have external contracts with third parties.
With electronic connections to FINCEN in the
USA and 50+ Global FIUs, customers can file
suspicious activity reports and currency
transaction reports etc, with a single click.
Perform 314a matching and respond to 314b
requests right inside of FinanSeer.
Detect Elderly Abuse using AI based
algorithms, so the elderly users are safe!
Monitor RegE processes to ensure that
proper procedures are followed when
disputes are initiated.
Manage and respond to complaints
from all sources in one place.
Initiate chargebacks to card networks
with our pre integrations to various networks.
Maintain internal and external blacklisting
of users, businesses, merchants, and
accounts. Built in workflows that can be
customized and applied to onboarding.
ACH Processing for banking and
payments, ensures ACH payments
occur smoothly and easily.
Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.
Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.
automate the splitting of ACH reporting
Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.
Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.
Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.
Perform accurate accounting of network
settlement broken down by bins, sub-bin.
Network settlement allows users to segment
the settlement amount into debits,
credits, fees and revenue.
Negative balances on ledgers often mean
either force postings, delayed ledger entries
or clawbacks. In either case, it is important
to identify the reason for such negative
balances and write them off periodically.
When transactions hit the ledger from various
sources, (specifically BaaS/Sponsored products),
it is imperative to audit the ledger by
performing a 1:1 transaction matching of
all transactions across all channels.
Transaction Matching identifies duplicate
postings, incorrect posting and missed
postings to the customer accounts.
billing module, revenue
calculation engine calculates the
revenue generated off of each
partner/program.
Perform automated one-time historical
reconciliation to identify missed revenue
and incorrect posting entries on the ledger.
require partner banks to report their
quarterly activity across multiple BINs
and BIN types accurately. It is a time
consuming and often manual task to perform.
ReconSeer automates the quarterly reporting
by providing standard reports that are
generated in the system periodically.
Stop billing your clients/partners manually,
with our automated billing and invoicing
system, ReconSeer automates your billing
and invoicing process with complex billing
configurations requiring little to no manual work.
Map transaction codes across multiple
partners to different GL accounts to
post automated debit and credit entries.
ReconSeer provides automated ways of
moving money across accounts both
internally and externally across banking
providers reducing manual tasks and errors.
Call reports can take hours and days each
quarter requiring manual compilation of
information. Generate reports automatically
every quarter so you don’t have to manually
do it yourself.
Instantly screen customers against
local and national criminal database.
Remove, Document Scanning, ID
Validation, Liveness Detection etc and
combine into one. Detect and Classify
tens of thousands of government documents
across 150+ countries with high accuracy
and almost no manual intervention. Full
RFID/Chip support with selfie and
active/passive liveness. Generate highly
accurate matches with AI driven facial
recognition technology.
Combine Global Watchlists and Sanctions
together along with MSBs, MRBs, Private
ATMs and 311 special measures screening.
Scan individuals, businesses and UBOs across
thousands of that are dynamically updated
daily. Avoid duplicates and repeat matches
with our AI driven name matching
technology and adjudication process.
Scan against tens of thousands of media
sources to look for predicate crimes and
terrorism financing and identify
underlying risks in your customers.
IdentitySeer has a Comprehensive database
of global political leaders their relatives and
business affiliations providing a 3 level PEP
match detecting direct and indirect exposure.
US based questionnaire, challenge
questions for users to verify identity of
end users by providing specific questions
that only the user would know
Identify risk associated with email
addresses by checking against
high-risk domains, length of the email
and online behavior associated with
the email and its identity.
Identify prepaid, voice over IP and
spoofed numbers. Confirm the existence
of the numbers by checking against
telcos for name and connectivity.
Prevent account take overs by detecting
logins via new devices. Search through a
database of billions of devices to identify
if the device belongs to the specified user
and if the device has been a part of any
fraudulent events.
Perform CIP and KYC checks globally on
customers and businesses with full support
for Ultimate Beneficial Owners (UBO’s).
Ability to risk rate through a customer
due diligence and enhanced due diligence
process using sophisticated models for risk
calculation and further enable for
additional checks base on risk appetite.
Verify customers against a national
sex offender database.
Send SMS, WhatsApp and email
messages through the system to
end users for identity verification in
conjunction with other ID products.
Customer Profile of users/businesses in
one place connecting demographics, phone
numbers, emails, addresses, and
transactions via linking algorithms.
Understand why customers leave and stop
doing business via prebuilt churn models.
Predict churn before it happens via signals
and webhooks that allow customer
interaction and influence behavior.
Create segments of customers based on
spend and transaction behavior. See
similar customers and target them for
differently for marketing.
100+ built in dashboard and ability to create
custom real time dashboards, allow users to
see customer behavior across channels.
Ability to add notes and annotations
to customers account for customer
service use cases.
In Line Fraud capability at the point of
sale. Prevent fraud across ACH, Wire, RTP,
FedNow and Card networks in real-time using
our ultra-fast and extremely accurate fraud models.
Monitor Checking, Savings, IRA, Money Markets,
Loans/Credit Lines, Fintechs, Credit Cards
using comprehensive rule sets and behavior
based algorithms in Realtime. Independently
validated algorithms for structuring, mule activity,
check and ach fraud, drug trafficking, human
trafficking, identity theft are built in!
Investigate Alerts using built in case
management. Pre integration into IdentitySeer
allows the user to have all information
in a single location avoiding the need to
have external contracts with third parties.
With electronic connections to FINCEN in the
USA and 50+ Global FIUs, customers can file
suspicious activity reports and currency
transaction reports etc, with a single click.
Perform 314a matching and respond to 314b
requests right inside of FinanSeer.
Detect Elderly Abuse using AI based
algorithms, so the elderly users are safe!
Monitor RegE processes to ensure that
proper procedures are followed when
disputes are initiated.
Manage and respond to complaints
from all sources in one place.
Initiate chargebacks to card networks
with our pre integrations to various networks.
Maintain internal and external blacklisting
of users, businesses, merchants, and
accounts. Built in workflows that can be
customized and applied to onboarding.
The Enterprise Solution for Fintech and Banking
THE SOLUTION
DataSeers’ signature product, FinanSeer converts raw data to meaningful information that financial institutions can use to optimize their processes and protect their customers. FinanSeer is comprised of four modules, ReconSeer, FraudSeer, ComplianSeer, and StrataSeer – with dozens of features, each designed to facilitate best financial practices.
DataSeers’ data lake of 60 billion transactions comes from more than 700 million accounts. DataSeers has access to IP addresses, physical addresses, social security numbers, and phone numbers of suspicious sources and uses this valuable information to support its clients.
The Enterprise Solution for Fintech and Banking
ComplianceSeer keeps financial institutions compliant with the latest regulations.
FraudSeer highlights and prevents fraudulent activities.
ReconSeer reconciles all transactions between networks, banks, and processors.
StrataSeer, the data analytics module, organizes and visualizes transactional data to reduce churn.
IdentitySeer helps mitigate fraud and risk by verifying and validating customers during onboardingOnboarding is the process of integrating a new employee, customer, or user into an organisation or system. It includes orientation, training, and familiarisation to ensure a smooth transition and effective… More.
NACHASeer ensures ACH payments occur smoothly and easily.
