The FinanSeer® Advantage

The Enterprise Solution for Fintech and Banking Operations

FinanSeer® is enterprise solution for fintech and banking that monitors transactions globally. This AI SaaS solution helps clean, homogenize, and automate data workflows while increasing operational efficiencies across finance, compliance, fraud and risk, customer support, and marketing.

Connect

Silos

Drive

Insights

Operate

Efficiently

Account Lifecycle

Click on any of the financial and banking terms in the account lifecycle to learn more.

ACH
monitoring​

Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.

ACH Processing

ACH Processing for banking and
payments, ensures ACH payments
occur smoothly and easily.

ACH originations
via API​

Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.

ACH splitting

automate the splitting of ACH reporting

ACH
matching

Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.

ACH
fraud

Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.

Roll Forward

Perform a balancing exercise
across all partners and accounts to
ensure accurate account balances
and identify incorrect ledgers.

Settlement
Reconciliation

Perform accurate accounting of network
settlement broken down by bins, sub-bin.
Network settlement allows users to segment
the settlement amount into debits,
credits, fees and revenue.

Negative Balance

Negative balances on ledgers often mean
either force postings, delayed ledger entries
or clawbacks. In either case, it is important
to identify the reason for such negative
balances and write them off periodically.

Transactions
Matching

When transactions hit the ledger from various
sources, (specifically BaaS/Sponsored products),
it is imperative to audit the ledger by
performing a 1:1 transaction matching of
all transactions across all channels.
Transaction Matching identifies duplicate
postings, incorrect posting and missed
postings to the customer accounts.

Revenue
Calculation
A precursor to our invoicing and
billing module, revenue
calculation engine calculates the
revenue generated off of each
partner/program.
Account TrueUp

Perform automated one-time historical
reconciliation to identify missed revenue
and incorrect posting entries on the ledger.

Quarterly Network
Reporting (QMR & QOC)
Networks such as VISA and MasterCard
require partner banks to report their
quarterly activity across multiple BINs
and BIN types accurately. It is a time
consuming and often manual task to perform.
ReconSeer automates the quarterly reporting
by providing standard reports that are
generated in the system periodically.
Invoicing
and Billing

Stop billing your clients/partners manually,
with our automated billing and invoicing
system, ReconSeer automates your billing
and invoicing process with complex billing
configurations requiring little to no manual work.

Automated GL Entries

Map transaction codes across multiple
partners to different GL accounts to
post automated debit and credit entries.

Automated Money
Movement

ReconSeer provides automated ways of
moving money across accounts both
internally and externally across banking
providers reducing manual tasks and errors.

Call
Reporting

Call reports can take hours and days each
quarter requiring manual compilation of
information. Generate reports automatically
every quarter so you don’t have to manually
do it yourself.

Criminal Data

Instantly screen customers against
local and national criminal database.

Document Validation
w/Selfie and Liveness

Remove, Document Scanning, ID
Validation, Liveness Detection etc and
combine into one. Detect and Classify
tens of thousands of government documents
across 150+ countries with high accuracy
and almost no manual intervention. Full
RFID/Chip support with selfie and
active/passive liveness. Generate highly
accurate matches with AI driven facial
recognition technology.

Global Watchlists
and Sanctions

Combine Global Watchlists and Sanctions
together along with MSBs, MRBs, Private
ATMs and 311 special measures screening.
Scan individuals, businesses and UBOs across
thousands of that are dynamically updated
daily. Avoid duplicates and repeat matches
with our AI driven name matching
technology and adjudication process.

Adverse Media

Scan against tens of thousands of media
sources to look for predicate crimes and
terrorism financing and identify
underlying risks in your customers.

Politically Exposed
Persons (PEP)

IdentitySeer has a Comprehensive database
of global political leaders their relatives and
business affiliations providing a 3 level PEP
match detecting direct and indirect exposure.

Knowledge
Based Questions

US based questionnaire, challenge
questions for users to verify identity of
end users by providing specific questions
that only the user would know

Email Intel

Identify risk associated with email
addresses by checking against
high-risk domains, length of the email
and online behavior associated with
the email and its identity.

Phone Intel

Identify prepaid, voice over IP and
spoofed numbers. Confirm the existence
of the numbers by checking against
telcos for name and connectivity.

Device Intel

Prevent account take overs by detecting
logins via new devices. Search through a
database of billions of devices to identify
if the device belongs to the specified user
and if the device has been a part of any
fraudulent events.

CIP/KYB/KYB

Perform CIP and KYC checks globally on
customers and businesses with full support
for Ultimate Beneficial Owners (UBO’s).

CDD/EDD

Ability to risk rate through a customer
due diligence and enhanced due diligence
process using sophisticated models for risk
calculation and further enable for
additional checks base on risk appetite.

Sex Offenders List

Verify customers against a national
sex offender database.

Messaging

Send SMS, WhatsApp and email
messages through the system to
end users for identity verification in
conjunction with other ID products.

360° Customer View

Customer Profile of users/businesses in
one place connecting demographics, phone
numbers, emails, addresses, and
transactions via linking algorithms.

Churn Analytics

Understand why customers leave and stop
doing business via prebuilt churn models.
Predict churn before it happens via signals
and webhooks that allow customer
interaction and influence behavior.

Segmentation

Create segments of customers based on
spend and transaction behavior. See
similar customers and target them for
differently for marketing.

BI Dashboards

100+ built in dashboard and ability to create
custom real time dashboards, allow users to
see customer behavior across channels.

Customer
Service Portal

Ability to add notes and annotations
to customers account for customer
service use cases.

Cooperative
Authorization

In Line Fraud capability at the point of
sale. Prevent fraud across ACH, Wire, RTP,
FedNow and Card networks in real-time using
our ultra-fast and extremely accurate fraud models.

Suspicious Activity
Monitoring

Monitor Checking, Savings, IRA, Money Markets,
Loans/Credit Lines, Fintechs, Credit Cards
using comprehensive rule sets and behavior
based algorithms in Realtime. Independently
validated algorithms for structuring, mule activity,
check and ach fraud, drug trafficking, human
trafficking, identity theft are built in!

Case
Management

Investigate Alerts using built in case
management. Pre integration into IdentitySeer
allows the user to have all information
in a single location avoiding the need to
have external contracts with third parties.

Connection to
Global FIUs

With electronic connections to FINCEN in the
USA and 50+ Global FIUs, customers can file
suspicious activity reports and currency
transaction reports etc, with a single click.

314a/314b

Perform 314a matching and respond to 314b
requests right inside of FinanSeer.

Elderly Abuse

Detect Elderly Abuse using AI based
algorithms, so the elderly users are safe!

RegE (Disputes)
Monitoring

Monitor RegE processes to ensure that
proper procedures are followed when
disputes are initiated.

Complaints Monitoring

Manage and respond to complaints
from all sources in one place.

Chargebacks

Initiate chargebacks to card networks
with our pre integrations to various networks.

Blacklisting

Maintain internal and external blacklisting
of users, businesses, merchants, and
accounts. Built in workflows that can be
customized and applied to onboarding.

Transactions
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Accounts Monitored
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The Enterprise Solution for Fintech and Banking

THE SOLUTION

DataSeers’ signature product, FinanSeer converts raw data to meaningful information that financial institutions can use to optimize their processes and protect their customers. FinanSeer is comprised of four modules, ReconSeer, FraudSeer, ComplianSeer, and StrataSeer – with dozens of features, each designed to facilitate best financial practices.

DataSeers’ data lake of 60 billion transactions comes from more than 700 million accounts. DataSeers has access to IP addresses, physical addresses, social security numbers, and phone numbers of suspicious sources and uses this valuable information to support its clients. 

The Enterprise Solution for Fintech and Banking

ComplianSeer keeps financial institutions compliant with the latest regulations.

FraudSeer highlights and prevents fraudulent activities.

ReconSeer reconciles all transactions between networks, banks, and processors.

StrataSeer, the data analytics module, organizes and visualizes transactional data to reduce churn.

IdentitySeer helps mitigate fraud and risk by verifying and validating customers during onboarding.