Glossary
Access Token
Account Information Service (AIS)
Account Information Service Provider (AISP)
Account Servicing Payment Service Provider (ASPSP)
Account Takeover Fraud
Account Verification
Account-to-Account (A2A)
Accounts Payable (AP)
Accounts Receivable (AR)
ACH Authorization
ACH Credit
ACH Debit
ACH Return
ACH Reversal
Active Cyber Attack
Acumen Fund
Address Verification Service (AVS)
Algorithm
Altcoin
Alternative Financing
Alternative lending
Analytics Specialists
Annual Percentage Rate (APR)
Anti-money laundering (AML)
Anti-Money Laundering Directive (AMLD)
API (Application Programming Interface)
API Banking
Apple Pay
Application Programming Interface (API)
Artificial Intelligence
ASEAN
Asset Management
Authentication factor
Authorised Push Payment (APP) fraud
Automated Clearing House (ACH)
Automated Market Makers (AMMs)
Automotive finance
Avalanche
Acumen Fund
Analytics Specialists
Altcoin
Algorithm
Passive Cyber Attack
Artificial Intelligence
B2B Payments Ecosystem
Baas marketplace
BACS
BaFin
Balance
Bancor
Bank account
Bank Identification Number (BIN)
Banking as a platform
Banking as a Service (BaaS)
Banking charter
Banking license
Basel
Basel IlI
Big data mining
Biometric
Biometric
Bitcoin
Bitpesa
Blockchain
Blockchain Trilemma
BLOXPO
BNB Chain
Bond Inversion
Borrower
Business-to-Business (B2B)
Business-to-Business-to-Business (B2B2B)
Business-to-Business-to-Consumer (B2B2C)
Business-to-Consumer (B2C)
Buy now, pay later (BNPL)
Buy Over Time
Byzantine Fault
САРТСНА
Card Acquiring
Card Issuing
Card Scheme
Cardano
Cardholder
Cardholder present (CP) and cardholder not present (CNP)
Central Bank Digital Currency (or CBDC)
Challenger bank
Chargeback
Check Fraud
Checkout Financing
Chip and PIN
Classification
Clickstream logs
Client Money
Close
Closed-Loop Payment System
Clustering
Coders
CoinPip
Commodity Futures Trading Commission (CFTC)
Companies Register
Compliance
Comprehensive Capital Analysis and Review
Consumer Duty
Consumer Financial Protection Bureau CFPB
Consumer Financing
Consumer Lending
Consumer Loans
Consumer-to-Business (C2B)
Consumer-to-Consumer
(C2C)
Conversion Rate
Cookie
Core Banking
Corporate Spend Card
Counter financing of terrorism (CFT)
Creator economy
Credit Bureau
Credit Card
Credit Score
Cross-border payment
Crypto Scalability
Cryptocurrency
Cryptocurrency Exchange
Cryptocurrency on/off ramp
Current Account
Customer Acquisition Cost (CAC)
Customer Experience (CX)
Customer Lifetime Value (LTV)
Customer or Client Due
Diligence (CDD)
Customer Relationship
Management (CRM)
Cybersecurity
dapp
Data Aggregator
Data Privacy
Data Researchers
Datarama
Debit Card
Decentralized Finance (DeFi)
Decision Tree
Deposit
Deposit Account
Deposit Insurance
DevOps
DevSecOps
Digital Asset
Digital Banking
Digital Content
Digital Cultural Commentator
Digital currency exchange
Digital Wallet
Digital World
Direct Debit
Disbursed Funds
Distributed Ledger Technology (DLT)
Dodd-Frank
Dynamic Linking
E-money
E-money institution
e-payment
e-Transformation
EFL
Electronic Identity Verification (elDV)
Embedded payments
Embedder
Employee benefits
Encryption
End-to-End Platform
Endpoint
Enhanced Due Diligence (EDD)
Environmental, social, and corporate governance (ESG)
ESG
Ethereum
Ethical Technology Advocate
European Banking Authority (EBA)
European Central Bank (ECB)
European Economic Area (EEA)
Expenses
False Positive
FATCA
Federal Deposit Insurance Corporation (FDIC)
Fiat Currency
Financial Conduct Authority (FCA)
Financial crime
Financial Inclusion
Financial Institution
Financial Services Compensation Scheme (FSCS)
Financial Stability Board (FSB)
FINRA
Fintech
Fintech sandbox
First-Party Fraud
Fraud
Funding Source
General Data Protection Regulation (GDPR)
Gig Economy
Glint
Good Funds
Google Wallet / Google Pay
GovTech
Grameen Foundation
Green Bonds
Hedge Fund
HICP
High-Net-Worth Individual (HNWI)
Horizontal Market
Howey Test
IBAN
ICO
ICO token
Identity and Verification (ID&V)
Identity Theft
IFRS
Impersonation Scam
Inflation
Infrastructure as a Service or laaS
Innovator
Installment Loan
Instalments
Instrument
InsurTech or Insurance Technology
Interchange
Interchange Fee
Interest Rate
Interest-Free Loans
International Organization of Securities Commissions (IOSCO)
International Swaps and Derivatives Association (ISDA)
Internet of Things
Investment
Invoice Financing
Issuer/Issuing Bank
iZettle
Klarna
Know your Business or KYB
Kubernetes
KYC
Last-Mile Disbursements
Latitude59
Layer 1
Layer 2
Lead
Ledger
Lender
Letter of Intent (LOI)
LIBOR
Liquidity
Liveness Check
LN
Loan Disbursement
Loan Orientation
Loan Origination Software
Loan Servicing
Machine Learning
Memecoin
Merchant
Mergers
Metaverse
Micro-Enterprise
MiFID
Mirabilis
Mobile Wallet
Modular Banking
Monetary Policy Committee (MPC)
Money Laundering Reporting Officer or MLRO
Multi-Currency Support
Multifactor Authentication
NanoDeposit
Natural Language Processing (NLP)
NEC Capital
Neobank
Normalisation
OECD
Offboarding
Office of Foreign Assets Control (OFAC)
Offshore Banking Unit (OBU)
Onboarding
Open API
Open Banking
Open Banking Payments
Open Finance
Origination
Originator (ACH)
Overdraft
Passive Cyber Attack
Pay in 3
Pay in 4
Payee
Payer
Payment card industry (PCI)
Payment Execution
Payment Fraud
Payment Gateway
Payment Initiation Service (PIS)
Payment Initiation Service Provider (PISP)
Payment Rails
Payment Service Provider (PSP)
Payment Service User (PSU)
Payment Services
PCI-DSS
Peer-to-peer lending
Penetration testing
Personal Identification Number (PIN)
Platform Economy
Plug-and-Play Finance
Point-of-Sale (POS)
Point-of-Sale Financing
Point-of-Sale Lending
Politically Exposed Person (PEP)
POP (Point-of-Purchase)
Predicate Offence
Prepaid Card
Primary Account Number or PAN
Private key
Proceeds of Crime
Product Innovators
PSD2 (Second Payment Services Directive)
Public Company Accounting Oversight Board (PCAOB)
Push-to-Card Payments
Qualification
Qualified Foreign Institutional Investor (QFII)
Qualified Lead
Quantitative Analyst (Finance)
Quotation Data
RDBMS
Real-Time Lending
Recurring Payment
Red team
Regulatory Compliance
Regulatory Sandbox
Regulatory technology (Regtech)
Relative or Close Associate (RCA)
Remittance
Repayment
Repurchase Agreement (repo)
Reserve currency
Retail Banking
Return on Investment (ROI)
Revenue Finance
Revenue Sharing
Ripple
Risk Assessment
Risk Management
Risk-Based Approach (RBA)
Safeguarding
Same-Day ACH
Sanctions
Sandbox
Savings
SCT-Inst (SEPA Instant)
Security Program Management
SEO
Service organisation controls (SOC)
Settlement
Silicon Valley (SV)
Single Sign-On (SSO)
Situational awareness
Slack (Project Management)
Smart Contracts
SME (Small to medium-sized business)
Software as a Service (SaaS)
Solana
Solidity
Source of Funds
Source of Wealth
Space X
Special Interest Entity (SIE)
Special Interest Person (SIP)
Spend Controls
Spend Limit
Split Payments
Stablecoin
Standing Order
Statement
STOX
Streaming Analytics
Strong Customer Authentication (SCA)
Structured versus unstructured data
Subprime Financing
SushiSwap
Suspicious Activity Report (SAR)
Suspicious Transaction Report (STR)
Sustainable Finance
Tapering
Technology Incubator Programme
Tezos
The Alternative Investment
Management Association (AIMA)
The Faster Payments Service (FPS)
The Financial Action Task Force (FATF)
The Fixed Income, Currencies and Commodities Markets Standards Board (FMSB)
Third-Party Provider (TPP)
Time to Market (TTM)
Tipping Off
Tokenization
Tokyo Commodities Exchange
Total Cost of Ownership (TCO)
Transaction
Transaction Confirmation Service (TCS)
Transaction Monitoring
TransferWise
TRON
Ultimate Beneficial Owner (UBO)
Underwriter
Unicorn
Uniswap
United Kingdom Financial Intelligence Unit (UKFIU)
Unsecured Lending
User experience (UX)
User Interface (UI)
UX designers
Variable Recurring Payment
Venture Capital Fund
Vertically Integrated
Virgin Galactic
Virtual Card
Virtual Currency
Vulnerable Customer
Web3
Web3.0
Webhook
White-Label Banking
White-Label Platform
White-Label POS Financing
Wire Transfer
World Economic Forum
World Federation of Exchanges (WFE)
X-Efficiency
Yield
Zooz
Zopa
